2017 was a hell of a year for just about everyone it seems. While most people had horrible years I personally had a pretty good one. I married the love of my life, continued working at a job that satisfies my desire to educate the world (even if the pay is less than desirable) and continued to make progress towards getting out of debt and back into financial stability.
I still have a long way to go. I am not yet to the point where I actually have enough money coming in each month to both pay my bills and eat. So I usually decide to eat and not pay all of my bills every month. The main culprit for this over the past few years has been the large garnishment of money from my paychecks from some ancient debt that finally came back to haunt me. Thankfully that will be resolved in the next few months and I will actually be able to take home more than 20% of my gross income for the first time in years.
I hope that over the course of this year I will be able to get more of my debts paid off and get my credit score into acceptable ranges. The overall goal is to be able to buy a house in the next few years so my beautiful new wife and I can have a place of our own (we have so far been dwelling in the basement apartment of her parents house, millennials right?)
I am going to be approaching this from a few different angles and I am confident my plan will succeed. Being forced to tightly budget because you have no other choice is a good way to learn that you can have financial discipline if you really work for it.
During this year I also am going to become established as a patient in the medical industry. I have never really seen a doctor in any sort of regular way. Mostly because I had a lack of insurance during most of my 20s, combined with the fact that we never really saw doctors much as children due to our fathers aversion towards them. Going to a doctor makes me nervous but now that I am paying $330 every two weeks to have a top-tier insurance plan I tend to get use out of it. I have enough money in my HSA to cover my small deductible at this point so I can get pretty much any medical treatment this year at no out of pocket cost. I plan to take full advantage of that and have every test I can get run. I have been ignoring my apparent sleep apnea, high blood pressure, and crazy brain for far too long. Time to get all three looked at.
Finally I do plan to get Green Glasses more off the ground this year and that is one that I have already made strides towards. You may notice you are reading this on an entirely different website than you may remember. We have re-launched the site and now feature a beautiful donation button on the right of this blog page (wink), as well as a store button at the top where I am selling custom digital artwork for anyone who dares to pay me for such a thing. These are small steps for now to see if I can make any money off this at all (instead of just paying money into it as I have this entire time.) Also, getting these things established will allow me to find more ways to monetize in the coming months. Building my own personal brand will be a part of this so expect more social media and outreach from me personally over the course of the year.
I don't believe in resolutions or strict guidelines for goals. I feel when you set such strict terms for yourself you become more likely to not do those things as they may become overwhelming resulting in you just giving up. I do, however, believe in having hope. So I hope that I can make my dreams come true or at least get a bit closer to them over the course of 2018. It helps that I have a whole new set of confidence and belief in myself so if I can take that power and push it into further development I will be off to a good start.
If you read this far, thanks for sticking around. This was mostly a post about me and my dreams but I am glad you were interested. I would love to hear from anyone who would like to leave me some feedback and if any of you want to collaborate with me on any future creative projects I would love to do that with you. Leave me a comment, email me, sign up for my newsletter or just give me a call. I want to open the doors of this site for more than just me if people want to be a part of what I have going on in the future.
The world is what we make of it, so lets make it a good one!